We are paycheck to paycheck. DH works and I stay home. We have some money left over after bills but it isn't much.
Financially...
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 princess8120 |
#21 | |||
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Oldtimer
 Posts: 4523 07/16/2008 2:10 PM Forever in our hearts |
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alexsmommy1228 |
#22 | |||
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Mod 
I can help you! Gold Member  Over 10,000 posts !!! Oldtimer
Posts: 16176 07/16/2008 3:52 PM
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Well. Dh and I both work but we live paycheck to paycheck. we have debt but we are trying to get out of it. It's not alot. a car payment and some student
loans. we don't own a house we rent to that bites. It's going to get worse cause DH is going back to school in september.
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 babyflu |
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I guess I should add that we do go out to eat (cost of anywhere from $35-75 once a week), I do get my hair done about every 2-3 months, and can sometimes buy
stuff for myself (B & B Works, clothes, etc)... it's just sooo hard to know that now I have to check my balance before I do any spendiing like that. We
aren't homebodies b/c of it and I refuse to be that way... but we don't'/can't do as much as we used to.
I do feel lucky in that I can work part time... and when my mom is feeling nice, she'll buy Truett clothes (or ME  ), and sometimes helps me pay for my
hair. Today, she had a guy she knows come to my job and wash my car. Guess it was pretty bad!
Me (Kristin)- 26
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hopeful4baby |
#24 | |||
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Oldtimer
Posts: 7249 07/16/2008 5:20 PM TTC #1 |
Dave Ramsey has many books. The Total Money Makeover is very helpful, but he has several others as well. He also has a website www.daveramsey.com And he has a
great radio program that I enjoy listening to while I'm at work. I listen to it online while working. It keeps me motivated and helps me to remember why I
work and why I invest, and save, etc.
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CarrieZB |
#25 | |||
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Mod
I can help you! Gold Member Over 10,000 posts !!! Oldtimer
Posts: 11636 07/16/2008 11:49 PM I love Lucy! |
we do ok, basically paycheck to paycheck unless DH works some side jobs. We have to pay for DH's and Lucy's health insurance out of pocket so that is
hard and I put money into Lucy's college account each month. we do not go out any more and now that we have two.. so far it hasn't been bad. I saved
all of Lucy's old clothes and the girls share a room. Lucy goes to school part time now so that saves us money and Casey will stay home with various family
members.
My parent's help us out every once in a while by buying major items for us.. like a tv and a fridge when ours went out. We do want to buy a house but not sure if we will be able to. We do own DH's car and mine will be paid off in December. |
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emilie42080 |
#26 | |||
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Oldtimer
Posts: 1773 07/17/2008 5:00 AM Member |
There was a time, until about 2 years ago, when I could claim to be living comfortably. It's getting tighter with each passing year though...
We still have no problems making any of our payments and don't have any debts (other than our mortgage and car payments of course), we do get extras, but just not as often anymore. Before, we could afford to go out for dinner as a family of 4 at a nice restaurant at least once a week. We went to the movies, I could buy clothes for myself without having to worry about it, and we had money in the savings to go on vacation once a year at least. Now we have to watch how often we go out, and we are lucky if it happens twice a month. I always buy clothes for the children first, and am often left without much money for myself. As for vacations, I think we went on our last big one this May. I don't expect another holiday like that for a long time in the future. I did feel the difference with 2 kids, I won't lie. It's not just about the diapers and milk, nor is it about the clothing... All the other expenses have doubled too. Doctor's visits, daycare, food.... I can't imagine what it will be like when they are teenagers! And to think we are adding a 3rd! I am confident we will be okay financially, but I know it will probably mean even more sacrifices!
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